Thinking about buying in Troon North and wondering how HOA rules and golf access actually work? You’re not alone. Between the master association, neighborhood HOAs, and the golf club, it can feel complicated. This guide breaks down who manages what, the most common golf access types, the fees you should expect to review, and a practical checklist to use before you write an offer. Let’s dive in.
Troon North HOAs in plain English
Master association
The master association typically oversees community-level items such as major landscaping, trails, and neighborhood entry features. It enforces the overarching covenants that apply across multiple neighborhoods. You pay a separate master assessment that is different from any neighborhood dues.
Sub-associations
Most Troon North neighborhoods have their own HOA that manages architectural review, neighborhood common areas, private streets within the subdivision, and any more specific rules. These HOAs collect their own assessments and may have guidelines on paint colors, exterior changes, pets, or rental limits. Sub-association rules must still align with the master covenants when there is overlap.
What this means for you
- Expect two sets of rules and two assessments in many neighborhoods.
- Get both the master and sub-association CC&Rs, bylaws, rules, and financials.
- Management for the master and sub HOAs might be handled by different companies.
Golf access near Troon North
The golf club is separate
The courses near and within Troon North are operated by Troon North Golf Club, which is a separate legal and financial entity from the HOAs. The club sets its own membership categories, fees, and tee time policies. HOA dues do not control golf access or pricing.
Common access types
- Private membership: Members typically receive broader privileges such as preferred or expanded tee times, member events, and clubhouse access. These often involve an initiation fee plus monthly or annual dues. Transfer rules vary by club.
- Resident-affiliate or homesite privileges: Some neighborhoods have negotiated resident programs with discounted rates, preferred tee times, or a resident membership category. These may be optional and are not guaranteed for every home.
- Social membership: Access to dining, events, or certain facilities with limited or no golf playing rights. Dues are usually lower than full golf memberships.
- Pay-as-you-play or public/semi-private: Golfers book and pay per round, subject to availability. Many Troon-managed properties allow public play alongside member play.
- Mandatory membership: Uncommon in this area but possible in some communities elsewhere. You must verify any such requirement in the recorded CC&Rs.
How access aligns with neighborhoods
Golf-front or course-adjacent
Homes along the course or within golf-front enclaves are more likely to be associated with resident privileges or preferred access programs. That said, physical proximity does not automatically include club membership. Always verify the deed, CC&Rs, and any club documentation.
Gated enclaves
Some gated neighborhoods within the master plan may offer resident membership tiers or bundled amenity options negotiated during development. Availability and terms are set by the club and can change.
Off-course neighborhoods
Neighborhoods away from the course typically do not include special golf privileges. You can still join as a member if offered or book pay-as-you-play rounds, but expect standard policies and pricing.
Condos and townhomes
Condo and townhome associations sometimes pair with social memberships or limited resident programs. Full golf membership tie-ins are less common due to ownership structure and club capacity.
Key reminder: Do not assume HOA dues include golf access. Confirm any privileges in writing with both the HOA and the club.
Fees and costs to review
Community assessments
- Master association assessments: Recurring dues for community-wide services and upkeep.
- Sub-association assessments: Recurring dues for neighborhood-level maintenance, amenities, and architectural administration.
- Special assessments: One-time charges for capital projects or shortfalls in reserve funding.
- Reserve contributions: Funds set aside for long-term repairs or replacement of major components like roads or gates.
- Administrative fees and fines: Late fees, enforcement fines, transfer fees, or resale certificate fees.
Golf club fees
- Initiation fee: A one-time joining cost for some membership categories, which can vary widely by club and market conditions.
- Monthly or annual dues: Ongoing operational fees that vary by membership type.
- Per-round and cart fees: For public play or certain member categories.
- Other charges: Potential food and beverage minimums, locker fees, or event fees.
What to examine in HOA financials
Review the current budget, income and expense statements, and the most recent reserve study if available. Look for recent or pending special assessments and planned capital projects. Note delinquency levels and the age of major infrastructure. High delinquencies or underfunded reserves can foreshadow higher future costs.
Lifestyle tradeoffs to consider
Benefits of golf-adjacent living
Golf-course homes often enjoy open views and a sense of space. Club facilities can provide a social hub with dining and events. Some buyers value the prestige and resale appeal of course proximity, depending on market conditions.
Practical downsides
Expect layered costs when you factor in HOA dues and potential club fees. Rules on exteriors, landscaping, lighting, pets, and rentals can be more detailed in these communities. Activity near public entrances or dining venues may increase traffic. Golf balls may occasionally enter yard areas near fairways; check setbacks and easements.
Due diligence checklist for buyers
Documents to request
- Master CC&Rs, bylaws, rules, and any amendments.
- Sub-association CC&Rs and rules for the specific neighborhood.
- Current budget and financial statements for the master and sub associations.
- Reserve study and recent board meeting minutes.
- Insurance summaries for the associations, including deductibles.
- Resale certificate or disclosure package showing dues, any pending assessments, and transfer fees.
- Recorded plats and easements, especially for course-adjacent lots.
- Golf club membership rules if any privileges are claimed to convey, or a written statement from the club confirming resident programs.
Questions for the HOA
- What does the master association cover versus the sub association?
- Are there pending special assessments or planned increases in dues?
- What is the reserve funding level relative to recommended needs?
- What are the rental rules and how are they enforced?
- Are there any ongoing disputes or litigation?
Questions for the golf club or listing agent
- Does this property convey any membership or resident privileges? If so, how is it documented and transferred?
- Are there current waitlists, initiation fees, or membership caps?
- What privileges come with any resident tier, such as tee time priority or guest policies?
- What are the rules for renters using club facilities?
- How are public and member tee times prioritized during peak periods?
Simple verification steps
- Get written confirmation from the club for any membership or resident privileges related to the property.
- Verify recorded CC&Rs and easements through county records to confirm obligations and buffers.
- Request the HOA resale certificate early to see assessments, violations, and transfer fees.
Putting it all together
In Troon North, the master association and neighborhood HOAs set the community rules and collect assessments, while the golf club independently controls golf access and fees. Access ranges from public play to resident programs to full private membership, and it varies by neighborhood and club policies. The smart move is to verify everything in writing and review the financials before you commit.
If you want a property that aligns with your lifestyle and long-term budget, lean on local expertise. Our team helps you match neighborhood-level rules and costs with the type of golf access you actually plan to use. That makes it easier to compare homes, craft stronger offers, and avoid unwelcome surprises after closing.
Ready to take the next step in Troon North? Connect with The RTT Home Group for local guidance, on-the-ground insights, and a smooth path from search to keys.
FAQs
What is the difference between the master HOA and a sub-association in Troon North?
- The master HOA handles community-wide elements and overarching covenants, while sub-associations manage neighborhood-specific rules, common areas, and their own assessments.
Do HOA dues include golf at Troon North Golf Club?
- No. The golf club is separate from the HOAs and sets its own memberships, fees, and tee time policies. Always confirm access directly with the club.
Can a golf membership transfer when I buy a home in Troon North?
- It depends on the club’s rules. Some memberships are not transferable and require a new application. Get any transfer terms in writing from the club.
Are any Troon North neighborhoods required to have a golf membership?
- Mandatory memberships are uncommon here, but requirements can exist in some communities. Verify any obligation in the recorded CC&Rs and club documents.
What documents should I review before buying a golf-front home?
- Request master and sub-association CC&Rs, budgets, reserve studies, resale disclosures, plats and easements, and written confirmation from the club about any resident privileges.
